Rent advances, explained.
An upfront payment in exchange for an agreed amount of future rental income. Here is what that means for your property and your budget.
What you receive, and what you give up
Your agent deducts their fees, including GST, and agreed property charges from rent. RentBridge purchases the remaining net rent for a selected period and pays you upfront, less its one-off fee. Your tenant keeps paying the agent normally. During that period, the purchased net rent goes to RentBridge, not to you again.
A defined period, with dates in writing
Select three to twelve months. Your offer confirms the exact start and end dates, agent deductions and monthly remittance schedule. New rental income after that period returns to you. Any shortfall from missing rent is handled under the agreement, not an automatic purchase of later rental income.
| Weekly tenant rent | $650.00 |
|---|---|
| Purchased period | 6 months |
| Tenant rent over the term | $16,887.00 |
| Agent fee (example: 7% including GST) | $1,182.12 |
| Other deductions (example) | $0.00 |
| Net rent purchased | $15,704.88 |
| One-off RentBridge fee for 6 months (18.02% of net rent) | $2,830.00 |
| Upfront payment to landlord | $12,874.88 |
| Net rent to RentBridge monthly | $2,617.48 |
Uses 4.33 weeks per month. Agent fees are an editable example, not a market quote. All deductions, dates and rent must be verified. The landlord receives no regular net rent from this property during the purchased period.
Estimates convert weekly rent using 4.33 weeks per month. Final collection amounts include rounding adjustments and depend on the verified rent and agreed schedule.
How pricing works
One fee for the term you choose. Your estimate shows the cash you could receive after our fee and agent deductions. The RentBridge fee is taken out once, before payment. Setup, collection and any applicable GST are included. No separate application fee.
A six-month estimate shows the fee for six months of purchased net rent; a twelve-month estimate shows the fee for twelve. Any fee percentage uses the net rent for that selected period, not an annualised rate. Changing the amount or term updates the quote. Your written offer confirms the fee and dates before you commit.
Online estimates cover payouts from $5,000 to $100,000, subject to term and pricing limits. If your figures need an individual assessment, contact us to review your options.
Who can apply?
- Residential investment property in any Australian state or territory.
- A professional property manager and a tenant up to date with rent.
- A verified lease, ownership and payout account.
- Up to $100,000 payout per property, subject to approval.
Commercial, short-stay, SMSF and NDIS properties are not currently supported. All states and territories follow the same application process, subject to verification and the final agreement.
Before you decide
- Budget for your ongoing commitments without regular net rent from this property during the term.
- Ask your broker how redirected rent could affect a future mortgage assessment.
- Read the agreement's conditions for missed rent, pauses, sale and early completion.
- Confirm tax treatment with your accountant.
What happens after applying?
We confirm the lease with your property manager and verify your details. You receive a written offer before committing. Funding depends on completed checks, a signed agreement and available capital; your offer confirms the timetable.
See what rent upfront could look like
Compare the upfront payout, agent deductions, one-off fee and collection term before applying.
Get your free estimate An estimate is not an offer. Eligibility and verification apply.Explore funding alternatives, verification, New South Wales and Victoria.